| 1. | Risk weighted exposure
加权风险值 |
| 2. | What we do as banking supervisor is to assign a risk weighting to different categories of bank assets
银行监管机构会按银行不同类别的资产而指定不同的风险权数。 |
| 3. | It can measure the credit risk capital more accurately by deciding the risk weight according to the credit rates
该算法根据信用等级决定风险权重，可以更精确地测定信用风险资本。 |
| 4. | Risk weighting the grading of the risk of holding a particular type of asset . the lower the weighting , the less chance the bank has suffering a loss
风险权数评估持有某种资产的风险等级。评估的越低，银行遭受损失的机会越少。 |
| 5. | In 1988 , the basel committee on banking supervision established a method of relating capital assets , using a simple system of risk weights and a minimum capital ratio of 8 %
1998年，巴塞尔银行监管委员会规定了关联资本资产的方法，即运用简单的风险衡量系统，并保证不低于8 %的最低资本率。 |
| 6. | As we all know , the default rate of residential mortgages in hong kong is historically significantly lower than that in other economies and yet they are internationally assigned a risk weighting of 0 . 5 , which overstates the default rate in hong kong s case
众所周知，本港住宅按揭拖欠比率一向都低于其他地区，但这类按揭贷款在国际间却被定以0 . 5的风险权数，使本港的拖欠比率也被间接夸大了。 |
| 7. | Were updated to include the disclosure of balance sheet information . the disclosure of credit risk weighted amounts and replacement costs of contingent liabilities and commitments , exchange rate contracts , interest rate contracts and other derivatives was also introduced
，把资产负债表资料纳入须予披露的范围内，并新增了有关披露或然负债及承担、外汇合约、利率合约及其他衍生工具的信贷风险加权额及重置成本额的规定。 |
| 8. | In terms of return on capital , some banks are still finding the return from residential mortgage loans worthwhile , particularly since residential mortgage loans will qualify for a lower risk weighting under the new capital adequacy requirements , which will apply next year as part of basel ii
以资本回报率计，住宅按揭对某些银行来说仍属有利可图，尤其根据明年在新资本协定下实施的新资本充足规定，住宅按揭的风险权数将会减小，使这类业务仍具一定吸引力。 |
| 9. | The basle accord ii encourages the bank to establish irb and develop risk measurement and management model . the bank can input risk elements that include probability of default , loss given default , maturity and exposures into the risk weight functions that are provided by basel committee and obtain the capital requirement
2004年6月,巴塞尔银行监管委员会公布了最终定稿的新协议,在保留银行资产外部评级方式的同时,鼓励大银行建立内部评级体系和开发风险度量模型,允许银行通过内部评级确定风险函数计量加权风险资产。 |
| 10. | Basel capital accord emphasizes capital adequacy supervision , and it unites the capital risk weights standard . capital adequacy supervision guarantees commercial banks can develop steadily and healthy , and it reduces the financial risk of the whole bank system . therefore more and more countries and areas have all accepted basel capital accord , and brought it into their commercial bank supervision law system
《巴塞尔资本协议》的产生强调资本充足率的监管,统一了资本衡量标准,由于监督资本有指导商业银行稳健经营,健康发展和降低整个银行风险的作用,所以越来越多的国家和地区都接受了《巴塞尔资本协议》的要求,并且积极写进本国商业银行监管法中。 |
